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Features on all
Personal cards:

• $0 Liability on unauthorized charges
• 24/7 online account access
• Pay-at-the-pump convenience
• Flexible revolving payment terms
• ATM access (cash advance fees apply)

Personal Credit card Premium Card MasterCard
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Fees & Rates

Annual Fee



None

$29

None

Purchase APR

24.99% variable

24.99% variable

19.99% variable
Cash Advance APR 29.95% variable 29.95% variable 27.99% variable
Key Benefits
Card Acceptance At thousands of Phillips
66, Conoco and 76
stations nationwide.
At thousands of Phillips
66, Conoco and 76
stations nationwide.
At thousands of Phillips
66, Conoco and 76
stations nationwide.

Everywhere in the
world MasterCard
is accepted.
Cash-back on eligible
hotel/motel stays,
and cruises1 2 3
10% cash back
Cash-back on eligible
airline travel &
car rentals1 2 3
  5% cash back
Dining Discounts1   Dining certificate for up
to 60% off.
Emergency
roadside dispatch
assistance1
 
 
4% rebates4 at
Conoco, Phillips 66
and 76 stations
   
Up to 1% rebates4
on other qualified
purchases
   
Citi® Identity
Theft Solutions
 
   

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1  The Phillips 66-Conoco-76 Premium Card Membership Kit will include details on all program features.  The Premium Card Program is
    administered by United Marketing Group L.L.C. and their providers, whom are solely responsible for the administration of certain benefits
    of this card.  Citibank (South Dakota), N.A., and ConocoPhillips Company are not affiliated with United Marketing Group L.L.C.

2  You must make all reservations through the Phillips 66-Conoco-76 Travel Center, at least 5 days in advance for airline and 3 days in
    advance for car and hotel, to receive your “Cash-Back.”  Cash-Back is based on the base rate and doesn’t include taxes, surcharges or
    processing fees.  There is a processing fee per ticket for all airline tickets booked.  Confirmations will be sent directly to you—you cannot
    purchase tickets at the airport.

3  Reservations for conventions, conference accommodations, travel industry representatives rates, charter travel, consolidators,
    compassion fares, government rates, bereavement fares or frequent flyer redemption do not qualify for Cash-Back rebates.

4  You may earn up to a maximum of $50 in rebates each month.  Rebates are not earned on purchases made at locations that sell
    non-Phillips 66, Conoco or 76 branded gasoline.  Rebates are automatically credited on your statement against future Phillips 66,
    Conoco and 76 purchases made with your card.  See the Phillips 66-Conoco-76 MasterCard Rebate Program Information for more details.

Phillips 66, Conoco, 76, PROclean and their respective logos are trademarks of ConocoPhillips Company or one of its subsidiaries. Other products and logos mentioned herein may be trademarks of their respective owners.

MasterCard® is a registered trademark of MasterCard International Incorporated.

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